Retirees used to have three distinct sources of income: employer-sponsored benefits, individual savings, and social security benefits paid for by the government. Employee and government-supported savings provided a steady but flexible source of income, while individuals were solely responsible for saving their own money.

As opposed to the formerly favoured guaranteed pension plans, companies are now choosing benefit contribution schemes. This shifts the burden of obligation from the business to the employee, requiring the person to enroll and manage their own retirement accounts. As a result, we strongly advise that you include a guaranteed fixed income in your retirement plans.

Solutions in Retirement believes an annuity is the best type of guaranteed fixed income, so we offer best annuity solutions. Annuities, which are essentially long-term contracts between you and an insurance company, ensure that you will have a steady stream of income in retirement. Annuities are a great way to save for retirement because they provide a guaranteed payout, protection from probate and creditors, and security. In case of any questions or concers refer to our experianced advisory team to get the best personlized planning for your retiremen.